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Archive for February, 2012


Credit Repair Techniques That Make a Difference, Really!

By on Tuesday, February 28th, 2012 | No Comments

Not all credit repair techniques watch your back. Some of them are total scams while some really help. Here we will advice what’s optimum and not brag about stuff that can do no good. You want to fine tune your credit score as much as possible and get it back on track and that’s what [...]

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Email Identity Theft – Created by Spammers, Enjoyed by Spammers

By on Friday, February 24th, 2012 | No Comments

Email identity theft is a common thing and is a form of forgery. There is not much one can do to prevent it. However, you must be cautious at all times to stay protected from spammers. If  You are receiving a lot of bounce messages. Actually what’s happening is that a spammer is forging one [...]

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The Four Crucial Credit Repair Laws

By on Tuesday, February 21st, 2012 | No Comments

The four important laws which ensure an accurate and fair credit score are: Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Billing Act (FCBA) and Credit Repair Organizations Act (CROA). The credit repair laws were enacted to help protect the customers against the inconsistencies and inaccuracies on the reported credit. [...]

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Stay Safe. Don’t Be a Victim of Identity Theft

By on Friday, February 17th, 2012 | No Comments

Being a victim of identity theft is a sour experience. Trust us. Therefore, it is advisable to take a few steps to avoid being at a loss. However, remember, taking these steps will only reduce your chances of being a victim, not eradicate the possibility altogether. The first and the foremost, and perhaps the most [...]

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Is it Wise and Legal to Get Loans to Pay off Debt

By on Tuesday, February 14th, 2012 | No Comments

You borrowed that loan with the intention of paying it off. Your intentions were good. You never planned to be in a situation where you would not be able to pay off your debt. However, if you find yourself in that situation, then this is where borrowing loans to pay off your debt might help you. You [...]

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Average Credit Card Debt Rates In the U.S

By on Sunday, February 12th, 2012 | No Comments

According to the U.S Census Bureau, here are some interesting published statistics regarding the average credit card debt pattern in the States in the recent years.  These reports are based upon the surveys conducted over the last two years (2010-2011). Though there was an unprecedented increase in the number of credit cards holders in the [...]

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Bank Overdraft Fees: How To Avoid Banks Charging Overdraft Fees

By on Thursday, February 2nd, 2012 | No Comments

One of my favorites sayings is “It is expensive to be broke”. This quote could not be more truthful than when you have to deal with banks charging overdraft fees. The frustrating part about dealing with overdraft fees is that they can get more viral than a Youtube video. It seems like once you get [...]

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